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Motorcyclists always Face Higher Risks on the Road than Car Drivers

Motorcycles, especially those with high performance capabilities, can definitely make you look cool and feel great. However, unlike cars, these are less visible, much less stable and do not provide riders with the kind of protection enclosed vehicles do. This is why, in accidents, riders can easily be severely injured or killed.

Though a report from the National Highway Traffic Safety Administration (NHTSA) says that motorcyclists who got injured in 2015 numbered only to 88,000, down 4.3% from 92,000 in 2014, the number of deaths increased by 8.3 percent: from 4,594 in 2014 to 4,976 in 2015. More than half of these injuries and deaths were caused by multiple-vehicle crashes, or crashes where another vehicle was involved.

Multiple-vehicle crashes are usually results of: a vehicle crossing the centerline and hitting the motorcycle head-on; lack of alertness due to distracted driving, a more common fault among drivers of another vehicle; impaired driving, which is the cause of more than half of fatal motorcycle accidents; failure of drivers to detect and recognize motorcycles in traffic, especially before making a turn or changing lanes; overspeeding; and failure of drivers to respect motorcyclists’ right of way. Though multiple-vehicle crashes occur less frequently than single vehicle accidents, their results are always more severe.

Single vehicle accidents, which involves only the motorcyclist, is the cause of about 1/4 of motorcycle accidents. These often occur due to rider error, usually a slide-out and fall because of over braking or running wide on a curve due to overspeeding or under-cornering, or a motorcycle colliding with some fixed object, such as a lamp post.

Other than intersections, where most motorcycle accidents happen, most accidents occur during a short trip and shortly after the beginning of the trip, such as those usually associated with running an errand, visiting a friend,shopping, recreation or entertainment.

The law firm Russo Russo & Slania explains, “There are a wide range of different reasons that motorists may be attracted to motorcycles as an alternative to other forms of transportation, but the unfortunate reality is that motorcyclists face serious risks to their health and safety when sharing the road with cars. Whereas car accident victims have the added protections of certain safety features such as airbags and seat belts, the relative exposure of motorcycle riders and passengers means that the potential for catastrophic injuries or even death in the event of an accident is greatly increased.”

In the event of an accident, a victim is often forced to cope with serious challenges as a result of their injuries, and in many cases, it may be necessary to pursue legal action in order to recover the compensation needed to deal with these challenges.

What Exactly is SR-22 Insurance Anyway?

The matter of car insurance can be a bit of a tricky situation to handle as, after all, there are quite a number of laws and specifications that are meant for these scenarios alone. So, upon the sudden need for SR-22 insurance, it can be easy to be flabbergasted as to what it really means when there are so many terms and tricks to know before you really understand.

You might be asking yourself – I already have car insurance, what would I need this other insurance for? A lot of these questions can be answered by defining what SR-22 insurance even is. First of all, the “SR” stands for “safety responsibility.” You might also want to know that this particular kind of documentation is not even policy at all – it doesn’t cover you in the way that an insurance policy does. SR-22 insurance is more certification that you do have a policy that covers and protects both you and your car. Based on most cases, SR-22 insurance usually lasts for 2-3 years.

This particular certification is necessary for people who may suddenly find themselves legally requiring one, usually due to a case of being charged with driving under the influence (DUI) or driving while intoxicated (DWI). If you have been charged with a case within the same nature of the aforementioned cases then you are made to be required by law to carry SR-22 insurance as proof of policy and that you are allowed your license back to drive on the road.

It need not, however, be unnecessarily complicated to acquire this kind of certification. All it takes is the right kind of help in order to smoothly guide you through the process of getting your SR-22 insurance and all should be well in no time.

The Truth About Truck Accidents

Truck drivers are not exempt from the law but the damage they could do if they are found negligent or reckless could be infinitely more catastrophic than any car accident. The same goes for the company that makes use of the truck as well as the truck’s manufacturers. Say that the truck driver in question was under the influence of alcohol or sleep suppressants such as methamphetamine – a driver this irresponsible can be subject to extreme consequences. Say that a truck has a faulty break or that the driver went beyond the allowable hours for him or her to drive the truck – the driver, the employer, and the manufacturer are all to be held liable for their negligence.

There are quite a few more subtle complications with truck accidents, however, making them more complex than car accidents. There are federal laws that come into play with eighteen-wheeler trucks, due to the sheer nature of the vehicle in question. Eighteen-wheeler trucks can cause quite a lot more damage than that of a smaller vehicle. After all, a regular vehicle will only weigh around 4,000 pounds whereas a truck of that magnitude could weigh up to 80,000 pounds. It is no wonder that, according to the website of Williams Kherker, that there are approximately up to 500,000 truck accidents that happen in the United States of America. Out of that number, there are around 130,000 injuries at least.

Those injuries could be severely life-altering. Not to mention the effect it will have on the victim’s income as an accident like that could hinder the victim from being able to work for a prolonged period of time. Due to the sheer size and risk of an eighteen-wheeler truck, there is even the unfortunate possibility of a victim getting killed in an accident such as this – which warrants a Wrongful Death claim. It is a trying, taxing situation to be in and there are many complications that are within it.

If you have found yourself a victim of a truck accident, don’t hesitate to contact immediate legal assistance.

Legal Rights of Passenger in Motorcycle Accidents

Being a passenger in motorcycle accident will give you a number of legal options for compensation. Depending on the situation, you have the option of either filing for a personal injury claim against the operator of the motorcycle or a defective product claim against the manufacturer of the motorcycle, or even both. Because it is rarely a chance of finding fault from a motorcycle passenger, majority of injury cases or claims filed by motorcycle passengers are easier to bring into court as compared to other types of personal injury claims.

Just as with any personal injury claim, the website of the Abel Law Firm informs prospective clients that the process of how a motorcycle passenger claim proceeds is the similar to those in a car accident. Plaintiffs should file their claim following the statute of limitations applicable in the state that they are in, and filing claims should be against the insurers of all operators who contributed to the accident and injuries. In a one-vehicle accident, you will have to file your claim against the motorcycle operator. Make sure to provide evidence that the operator was negligent in their actions, which thus lead to the accident. There are two important factors that need to be proven in a personal injury claim: the liability and the damages. Make sure that you have enough evidence to prove negligence, and that the injuries and damages sustained were significant enough to win the case.

In cases where there are multiple vehicles involved, it is generally suggested you file against both motorcycle operators, unless it is evident that only one operator was negligent in his or her actions. Vehicular accident does not necessarily require both vehicles to have physical contact: a car driver or motorcycle operator may be held liable for injuries and damages if they caused the accident =, such as negligently cutting off a motorcycle which eventually wiped out. If by chance you or the motorcycle operator believes that a defect in the vehicle was what caused the accident, it may help to consult a products liability lawyer to determine the next course of action. For those who live in a no-fault state, PIP or No Fault claim will help in covering for medical bills and lost wages after the accident.