What Exactly is SR-22 Insurance Anyway?

The matter of car insurance can be a bit of a tricky situation to handle as, after all, there are quite a number of laws and specifications that are meant for these scenarios alone. So, upon the sudden need for SR-22 insurance, it can be easy to be flabbergasted as to what it really means when there are so many terms and tricks to know before you really understand.

You might be asking yourself – I already have car insurance, what would I need this other insurance for? A lot of these questions can be answered by defining what SR-22 insurance even is. First of all, the “SR” stands for “safety responsibility.” You might also want to know that this particular kind of documentation is not even policy at all – it doesn’t cover you in the way that an insurance policy does. SR-22 insurance is more certification that you do have a policy that covers and protects both you and your car. Based on most cases, SR-22 insurance usually lasts for 2-3 years.

This particular certification is necessary for people who may suddenly find themselves legally requiring one, usually due to a case of being charged with driving under the influence (DUI) or driving while intoxicated (DWI). If you have been charged with a case within the same nature of the aforementioned cases then you are made to be required by law to carry SR-22 insurance as proof of policy and that you are allowed your license back to drive on the road.

It need not, however, be unnecessarily complicated to acquire this kind of certification. All it takes is the right kind of help in order to smoothly guide you through the process of getting your SR-22 insurance and all should be well in no time.