Estate Planning: A difficult but necessary decision

Death is a difficult thing for human beings to quantify and experience. The very nature of death is confusing to most people because it begs the answer to many metaphysical questions about the possibility of an afterlife and the phenomenon of human consciousness. Unfortunately, death often tends to force out sides in the personalities of the living that are unpleasant and damaging to their fellow, grieving family members. Succeeding family members that are left to deal with the aftermath, often in legal and financial regards,  of the death of a loved one, can experience difficult situations. Personal grief and incidental depression can leave family members too exhausted to handle the affairs of their deceased loved ones.

Estate planning, as it is commonly referred to in modern times, is the practice of preparing a course of action in the event of sudden death. Typically this is a very loving precaution for one’s family. In most cases where there is no last will for a person, their family can go through excruciating times where tensions are high, and compassion may be difficult to find. Families can already be completely torn apart by losing their family members to death, but when large sums of money, property, or even personal items of high monetary and sentimental value are up for grabs, the pain of losing that person can mutate into a cloud of irrational decisions. Petty quarrels over personal belongings of the deceased are common in family deaths.

The wisest plan of action to avoid these adverse outcomes for each person to plan for their death. While this idea seems morbid and depressing for most people it should be looked at as an opportunity to live life fully until the imminent day when you will pass on from this earth. With schedules taking the reigns on many people’s lives it is easy to see how taking the time to plan for such a morbid appointment. Obviously, we are not keen to the idea that one day this body will cease to breathe as we pass on. This attitude is a human phenomenon in that the fear of the death is usually what inspires us to live each day to its fullest potential. Ironically, selecting a burial method, payment methods, and selecting which of your favorite tea pots will live on among younger descendants is not the type of appointment we make room for in the busy life schedule.

To conclude, death is an extremely difficult phenomenon in the way that it forces humans to confront their fears of their own mortality. With heavy emotions weighing down on the reasoning centers of each psyche it is obvious how family members can turn against each other in vindictive ways. In order to diffuse these tensions and ensure that one’s death remains free of negative interactions between family members it is wise to plan accordingly when the end of life is near. Death may be painful, but the tense feuds between blood relatives can be equally painful on the living.

 

How to Avoid House Fires

House fire is both a personal and financial burden. It is personal, because of possible injuries to the skin, bone, lungs, and brain, negative psychological responses, and the possibility of wrongful deaths. It is financial, because of medical bills, lost wages for losing time at work, and property damages.

Also, according to the website of K2 Consulting, your insurance may not even properly assess the damage and give you the compensation you deserve. In other words, your insurance will also be a financial burden in its own way.

Check the systems

There are various systems in your house that can pose as a fire hazard if they become defective, particularly the electrical, gas, and heating systems. It is best to not try to inspect these systems on your own. They may be dangerous even if they don’t have defects, especially if they are being tinkered by someone who is not knowledgeable.

It is best to hire a professional to do the hard work for you.

Check the appliances

You should also maintain all your appliances to prevent malfunctions that may lead to house fires. This is especially true for appliances that are directly related to heat, like stoves and ovens. But you should also look into the cords, because they too can be fire hazards.

Also, remove the lint from your dryers. Maintenance is key to avoid malfunctions.

Be wary of extension cords

As said earlier, you should give particular attention to your electrical system and the cords, because they too can malfunction. But you should also be cautious of extension cords and how they relate to your electrical system and appliances. An overloaded extension cord, especially when wired with the electrical system and appliances, can be problematic.

Be wary of combustible materials

There are many flammable materials in the house, such as bed sheets, curtains, and even mittens. Make sure that these things are away from any source of fire or heat, whether that source is an appliance, candle, or electrical system.

Negligence can also play a role here. Make sure to not leave flammable materials unattended, especially in the kitchen.

Pedestrians: How to Avoid Accidents

Pedestrians may sustain the most damage when accidents occur. This is mainly because they do not have protective gears, unlike car drivers who have seatbelts and motorcyclists who have helmets and elbow and knee pads.
But the good news is, according to the website of The Benton Law Firm, pedestrians who have been hurt in accidents may have legal options, like trying to get compensation from the damages. However, this does not mean that pedestrians should go around and be negligent and reckless. They should also be responsible in the road, to avoid the burdens of hospitals and courts.

Stay in the sidewalk

Roads are mainly for vehicles, and sidewalks are mainly for pedestrians. That’s one of the most important things you should realize – know your place. Stay in the sidewalk and you are already minimizing the risk of getting involved in an accident.
If there is no sidewalk, it is best to be in the edge of the road, and be sure to walk opposite of traffic so you can see potential dangers.

Cross only in marked areas

Even though roads are mainly for vehicles, you also have the right to be there, and mostly this right comes in the form of crosswalks. It is best to always cross the street through crosswalks, because typically, if you get hit by a non-intoxicated driver outside of a crosswalk, you will not be able to press charges.

Look on either direction before crossing

Crossing in a crosswalk does not guarantee safety. You will never know when a negligent or reckless driver will show up, so it is better to look left, right, and left again before crossing the street.

Avoid crossing behind obstructions

Avoid crossing the street near obstructions that may block the drivers’ view of you. The most common obstruction is a parked car in the edge of the street. The drivers may not have an idea that there is a person behind that obstruction, so if you suddenly cross the street, they may be surprised and may not have enough time to avoid a collision.

Stay visible

As seen from the previous entry, visibility to drivers is an important aspect of pedestrian safety. Make sure that you are always visible to the drivers around you, and you can do this by wearing reflective clothing, avoiding dark clothing, and having lights with you whenever you are in a poorly lit area.

Motorcyclists always Face Higher Risks on the Road than Car Drivers

Motorcycles, especially those with high performance capabilities, can definitely make you look cool and feel great. However, unlike cars, these are less visible, much less stable and do not provide riders with the kind of protection enclosed vehicles do. This is why, in accidents, riders can easily be severely injured or killed.

Though a report from the National Highway Traffic Safety Administration (NHTSA) says that motorcyclists who got injured in 2015 numbered only to 88,000, down 4.3% from 92,000 in 2014, the number of deaths increased by 8.3 percent: from 4,594 in 2014 to 4,976 in 2015. More than half of these injuries and deaths were caused by multiple-vehicle crashes, or crashes where another vehicle was involved.

Multiple-vehicle crashes are usually results of: a vehicle crossing the centerline and hitting the motorcycle head-on; lack of alertness due to distracted driving, a more common fault among drivers of another vehicle; impaired driving, which is the cause of more than half of fatal motorcycle accidents; failure of drivers to detect and recognize motorcycles in traffic, especially before making a turn or changing lanes; overspeeding; and failure of drivers to respect motorcyclists’ right of way. Though multiple-vehicle crashes occur less frequently than single vehicle accidents, their results are always more severe.

Single vehicle accidents, which involves only the motorcyclist, is the cause of about 1/4 of motorcycle accidents. These often occur due to rider error, usually a slide-out and fall because of over braking or running wide on a curve due to overspeeding or under-cornering, or a motorcycle colliding with some fixed object, such as a lamp post.

Other than intersections, where most motorcycle accidents happen, most accidents occur during a short trip and shortly after the beginning of the trip, such as those usually associated with running an errand, visiting a friend,shopping, recreation or entertainment.

The law firm Russo Russo & Slania explains, “There are a wide range of different reasons that motorists may be attracted to motorcycles as an alternative to other forms of transportation, but the unfortunate reality is that motorcyclists face serious risks to their health and safety when sharing the road with cars. Whereas car accident victims have the added protections of certain safety features such as airbags and seat belts, the relative exposure of motorcycle riders and passengers means that the potential for catastrophic injuries or even death in the event of an accident is greatly increased.”

In the event of an accident, a victim is often forced to cope with serious challenges as a result of their injuries, and in many cases, it may be necessary to pursue legal action in order to recover the compensation needed to deal with these challenges.

A More Effective Way of Treating Post-Traumatic Stress Disorder (PTSD)

Post-traumatic stress disorder (PTSD) is a serious potentially debilitating medical disorder which can affect anyone at any age. It occurs in people who have (directly) experienced or witnessed a life-threatening or traumatic event such as war, natural disaster, a tragic accident, the sudden death of a loved one, a terrorist attack, kidnapping, rape, sexual or physical abuse, childhood neglect or assault.

According to the Anxiety and Depression Association of America (ADAA), there are about 7.7 million Americans aged 18 and above who have PTSD and that this medical disorder also occurs in children and, most especially, members of the military.

PTSD can develop either shortly after a traumatic event or months (sometimes even years) after the trauma occurred and, while some individuals can recover from the trauma, those with PTSD continue to suffer from severe anxiety and depression for a very long time.

The symptoms of PTSD include:

Recurrence of unwanted and distressing memories (of the traumatic event);
Flashbacks, which make an individual re-experiencing the traumatic event as if it were happening again;
Emotional distress and nightmares about the traumatic event;
Inability to concentrate, as well as inability to relax the mind and body;
Lasting stress, tension, fears;
Sleep and anxiety disorders resulting in body tensions and chronic physical pain.

People who have PTSD are not the only ones affected, though, for even those around them get affected too as relationships are usually harmed due to the changes in the patient’s’ way of thinking and acting.

Selective serotonin reuptake inhibitors (SSRIs) are a type of antidepressant medicine that can help control the symptoms of PTSD. However, the relief these offer is just temporary and does not solve the real problem. Another major concern is that majority of those who have PTSD are not even aware that they have it so that they never get any form of treatment. People with undiagnosed PTSD include those who were emotionally or sexually abused during their formative years and those who grew up under the care of alcoholic parents, who always resorted to violence, yelling, fighting and bullying.

Rather than the temporary relief provided by SSRI drugs, many rather use hypnosis or hypnotherapy in treating this medical disorder. According to the Orlando Hypnosis Clinic, a more effective way of curing post traumatic stress disorder is through the combination of different forms of treatment which include hypnosis, Neuro Linguistic Programming (NLP), and Emotional Freedom Technique (EFT)

Relief from Breakthrough Pain in Adults with Cancer in as Little as 5 Minutes: Is it Worth the Risk?

Subsys, the first and only fentanyl sublingual spray fentanyl sublingual spray (under the tongue) is a prescription medication used to manage breakthrough (or sudden increase in pain) pain in adults with cancer who are opioid tolerant or who are already already using and are tolerant to round-the-clock narcotic pain medicines.

Manufactured by Insys Therapeutics, Inc., Subsys claims to effectively control breakthrough cancer pain and provide relief in as little as 5 minutes. However, because it is a strong opioid (narcotic) pain medicine which can be misused and abused by people, it is, therefore considered as a federally controlled substance (CII).

Due to this risk of misuse, overdose, abuse and addiction, Subsys can be acquired only through the Risk Evaluation and Mitigation Strategy (REMS), a restricted program by the Food and Drug Administration. Healthcare professionals who prescribe Subsys to outpatients, as well as outpatients themselves, distributors and pharmacies, must first enroll in the Transmucosal Immediate-Release Fentanyl (TIRF) REMS Access program to gain access to Subsys.

Fentanyl, which is the main ingredient of Subsys and which belongs to a class of drugs known as opiate or narcotic analgesics, works in the brain and changes how the body feels and responds to pain. Misuse of SUBSYS, like misuse of any narcotic pain medication, can cause overdose, addiction, or death; this is why patient must take this medication only in accordance to doctor’s instruction. This medicine should never be shared with others also and, most especially, should not be used on children, as the amount of fentanyl in each spray can be fatal to a child.

Subsys has been linked to many side-effects. Despite these side-effects, Subsys spray lawsuit is centered on the illegal way that Insys Therapeutics, Inc. has promoted Subsys to doctors, which is in violation of FDA rules. This is by marketing Subsys as treatment for neck pain, migraines and for off-label use, that is for conditions that have not been approved by the FDA. Under the law, while it is allowed for doctors to prescribe drugs for off-label use, this same privilege is the given to pharmaceutical companies.

All You Need To Know About Statutory Rape

When an adult sexually abuses someone who is “under the age of consent” prescribed by law is guilty of statutory rape. For a child to be considered below the specified “age of consent,” they should be at least 15 but less than 18 years old. Statutory rape is considered as Class E felonies, which carries mandatory minimum sentences of 1 year. In most states today, statutory rape is now called sexual intercourse with a minor.

When compared with forcible rape, the key difference between statutory rape is the age. According to the website of the Nashville statutory rape attorneys at Horst Law, statutory rape involves an individual who is at least 13 years old but less than 15 and engaging in sexual intercourse with a partner who is at least four years but still less than 10 years old. Minors who are below the age of consent are not legally considered mentally capable of consenting to sexual activity. It is worth noting that sexual relations with minors who are still below puberty or sexual molestation is much more serious than statutory rape.

Statutory rape is punishable with significant jail time ranging between 1 to 15 years and substantial fine of up to more than $100,000. Whether the crime is felony or misdemeanor will depend on the age of the defendant and the victim. In most states, being charged with statutory rape in mandatory lifetime registration as a sexual offender.

The problem with statutory rape is that in at least 29 states, age of consent laws makes all sexual contact with minors illegal, regardless of the ages of the partners. The laws may also vary from one country to another. In today’s society, the age of consent is already equal for everybody, regardless of sexual orientation or gender. In other areas, the age of consent in women is different from that of the men.

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